If you have experience dealing with the senior marketplace, you may qualify for employment as a Reverse Mortgage LO (loan-originator). We provide training and assistance. If you are looking for a new opportunity, this could be for you. If you are interested, call Stewart Ogilby, toll-free at 1-800-998-2523.

FHA-HUD and Fannie-Mae Reverse Mortgage products are available to a largely underserved marketplace. An overwhelming majority of mortgage brokers do not know enough to speak intelligently about these programs. These same professionals already have potential customers within their reach. Everyone knows someone who could benefit from these powerful financial-planning products. If you can reach retired homeowners, you will make some people very happy.

The reverse mortgage is fundamentally a financial-planning product. There are millions of seniors that are house-rich and cash poor. They often have substantial equity in their homes but cannot access it without taking on the burden of payments, either of a conventional mortgage or paying the monthly interest on a "line of credit". Of course, they could sell their home and bank the equity. The problem is that they usually do not want to sell or they can not qualify for a loan due to fixed income and high debt to income ratio. What they actually need is improved cash flow, a line of credit that requires no repayment as long as they live in their home, or a lump sum of money to solve a financial need. Whether that need is monthly living expenses, health care, or a major purchase, the Home Equity Conversion plan ("reverse mortgage") can often solve the problem.

The bottom line is that we all need or want more cash flow. This product provides just that for seniors with substantial equity. The Reverse Mortgage is a powerful financial-planning tool that offers numerous unique benefits.

To work with Home Equity Recovery Affiliates you need to:

1. Become appointed as a Reverse Mortgage LO (Loan Originator).
2. Become familiar with the programs via this website.
3. Tell everyone you know about reverse mortgages. You will be surprised how many potential clients you will find via customers, friends, family and other professional sources that you already associate with.
4. Whenever a lead is generated, open the Free Analysis page on this site. Fill it out, including your LO code number, and submit it.
5. We will contact you and your client to help them make an informed decision.
6. You will assist the client, together with your trainer, based on your experience and the assistance we provide.
7. Wait for closing and be paid your remuneration based on the net origination fee.

Reverse Mortgage Sales Stewart Ogilby — (800) 998-2523